MONTHLY BOOKKEEPING
FOR FUNDED US STARTUPS
PRE-SEED → SEED
Monthly bookkeeping and close for funded US startups, in QBO or Xero. Books closed by day 10, runway visible.
$795/month+ $500 onboarding
See if you fitPayroll exists now. So do cards, Stripe, bills and board updates. The books cannot stay a founder side project.
Too real to ignore. Too early for a finance hire. DAY TEN is the part in between.
Books happen after fundraising, hiring, product and customers.
Potentially excellent. Also a full salary before the job needs one.
The recurring work gets owned. Hire finance later, when there is a finance job.
Finance should become boring long before you hire a finance team. Same ten days, every month.
Bank feeds, cards, payroll, bills, and whatever someone paid personally.
Cash, cards, payroll, receivables and payables. Exceptions get chased, not parked.
Accruals, odd spikes and your questions, settled before the numbers leave us.
Your P&L, balance sheet, runway view and answered questions. The books stop moving.
See what arrivesDays 11 to 30. Blissful radio silence from your books.
Payroll is 78% of operating expenses. The $12,400 AWS prepaymentA is in August’s cash burn but spread over twelve months in the P&L.
| August 2026, accrual basis, $ | Month | Year to date |
|---|---|---|
| Revenue | 41,200 | 268,900 |
| Cost of revenue: hosting, payment fees B | 9,800 | 61,300 |
| Gross profit | 31,400 | 207,600 |
| Operating expenses | ||
| Payroll and benefits | 96,300 | 742,100 |
| Contractors | 12,000 | 88,500 |
| Software | 6,450 | 49,800 |
| Legal and professional A | 4,100 | 38,700 |
| Rent, travel, other | 4,200 | 33,900 |
| Total operating expenses | 123,050 | 953,000 |
| Net loss | (91,650) | (745,400) |
| Assets at August 31, $ | |
|---|---|
| Cash, Mercury checking | 612,300 |
| Cash, Mercury treasury | 1,230,000 |
| Accounts receivable | 18,600 |
| Prepaid expenses | 22,400 |
| Total assets | 1,883,300 |
| Liabilities and equity, $ | |
|---|---|
| Accounts payable | 14,200 |
| Accrued payroll | 38,700 |
| Deferred revenue A | 26,900 |
| Total liabilities | 79,800 |
| SAFEs, post-money | 2,750,000 |
| Common stock and paid-in capital | 12,000 |
| Accumulated deficit | (958,500) |
| Total equity | 1,803,500 |
| Total liabilities and equity | 1,883,300 |
$12,400 to AWS on the Brex card on August 14, against a usual $3K a month. Reserved instances, or something to chase?
Answered Sep 5Reserved instances, twelve months prepaid. Booked to prepaid expenses and released monthly.
Two Gusto runs on August 29. The second looks like a correction. Which one stands?
Answered Sep 5Both. The second was an off-cycle bonus. Nothing further to accrue.
$4,100 to outside counsel through Ramp, no invoice attached. Financing work or something else?
Answered Sep 6SAFE amendment. Classed as legal, financing. Invoice now in Ramp.
The figures are illustrative. Your pack carries your numbers, from your QBO or Xero account.
For Day10 founders
Day10 clients can ask to be considered for a small founder community, with opportunities to meet experienced people, access partner offers and make useful connections.
per month · $500 onboarding once
Bounded work closes on time. If complexity grows, you see the price before we do it.
Inside the box: one entity, up to 500 transactions a month, 4 bank, card or payment-processor accounts, 10 employees and one payroll platform. Outgrow it and you see the new price before we do the work.
Your monthly service includes up to 500 bookkeeping transactions.
Each purchase, invoice, bill, payment or transfer counts as one transaction. We don’t count it again when we attach a receipt, split an expense between categories or match it to your bank statement. Transfers between your included accounts count once, covering both sides.
Where we’ve agreed to use a complete sales or payroll summary, each batch counts as one transaction. Routine month-end adjustments are included without adding to your count.
If your business goes over 500 transactions, we’ll review the scope with you and agree on any additional charges before they apply.
Your monthly service includes up to four bank, card or payment-processor accounts. Each balance that needs its own monthly reconciliation counts as one account. Employee cards on a single consolidated statement count together.
Send the current version, however it looks. No demo funnel. No long discovery call unless we need one.
Platform certifications
All work performed in-house. No shared bank passwords. We work inside your QBO or Xero account. MFA on every login. E&O and cyber insured.